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Mortgage Brokers In Burnley

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Buying property abroad is more popular than ever, with increasing numbers of people following their dream in purchasing a holiday home, a buy-to-let, or moving lock, stock and barrel to the sun. If you're planning such a move, read our guide before you buy.

Professional advice:
Use qualified professionals to protect your interests and make the purchase of your new home a stress-free experience. Estate agents are a good source of advice. Only negotiate with ones that are officially registered and hold a license. Also ensure that you have a good lawyer with an excellent command of English and the native tongue, so that you can deal with the endless stream of rules and regulations. For instance, did you know that if you're buying in Spain you'll need to make out a will in Spanish before buying or that you can inherit debts from a previous vendor?

Research all legal issues and costs involved. Your solicitor/lawyer will advise and assist you but before you have decided on a property, it's important to be fully aware of the legal process and costs involved in your purchase. Obtain professional advice and check your finances, taking account of these additional costs. Also be well prepared with your finances; taxes can be high when buying. Set up a direct debit from a native bank account to pay for bills. Be careful not to miss payments and read those red letters; foreign banks are not lenient with those who don't pay up in time.

If you're considering renting out the property when it's empty, bear in mind that advertising in the UK for a property abroad could result in tax demands from both the English and foreign authorities.

Making an offer:

Make your offer in writing if possible (of course, subject to contract) and include not only the price, but also the amount of deposit you will put down, when you're prepared to pay it, when you're prepared to complete, what you understand to be included in the price (for example furniture and fittings if applicable) and, an often neglected point, that all machinery equipment and installations are in normal working order. For more information on how to purchase you dream home abroad contact us now.

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